* We accept leads from all states except: (Leads from these states will be voided.)
DEBT: IL, KS, KY, OR, TN, UT and WV.
TAX: PA and PR
* Leads must have $10k or more of unsecured debt / Tax Debt.
* Leads must be looking for help with their debts.
* Leads must have a valid phone number.
* Calls must be within the prescribed hours
* Reaching the leads is not a requirement for getting paid, but if we reach a lead and find that the lead had not entered their information, does not have at least $10k of unsecured debt, or does not really want help with debt, the lead will be made invalid.
Fraudulent leads can be a reason for deactivation from the affiliate program.
For affiliates promoting through pay-per-click with AdWords, adCenter or other pay-per-click platforms, please be advised we do not allow bidding on branded keywords such as "curadebt". For a full list of restricted keywords, please view our SAS tab on restricted keywords.
As an affiliate, you are responsible for accurately representing the service that CuraDebt will be providing in your ads, website and/or other marketing materials. E.g. you must follow FTC regulations which means no claims of certain settlement percentages or results can be listed. Also, if your website does not already have accurate information about debt relief, then you need to preface any free quote requests (e.g. affiliate link to get a free debt quote) with clarifying information as to what the person will receive that includes at least: "The free quote requests are available in all states except: Debt: IL, KS, KY, OR, TN, UT and WV. Tax: PA, and PR There is a minimum of $10,000 of unsecured/tax debts that can be helped with. Program will not work with secured debts such as mortgages, car loans, or student loans. Must be employed or have some source of money to pay toward a new program payment. Must be 21 or older to apply. After submitting your information, you will receive a call and emails from CuraDebt to give you your free savings estimate.”
We ask this because we have found some affiliates leading people into believing that by submitting a free quote request, CuraDebt will help the person with payday loans, mortgage debt reduction, helped even with $1k-$2k in debt, helped if under age, given a loan, and so on. For example, one affiliate had a person submit a form on their website for a service CuraDebt does not offer (e.g. mortgage debt relief for an unemployed person under the age of 18) and then shows the visitor a page saying “you were matched with CuraDebt” to provide the service you wanted. This is clearly misleading the visitor and makes everyone look bad as well as burns through the valuable time of counselors who are dedicated to helping individuals who can be helped.
Our typical process is when we get feedback from counselors that the callers are searching for a service not offered in an overly high proportion, we will review your marketing funnel and if we see that visitors may be thinking they are submitting for something other than what CuraDebt provides, then we will notify the affiliate via email to better clarify their website or ads to make it clear what the person submitting will receive (e.g. to not mislead anyone and follow FTC regulations). Please make sure you check your email frequently. Failure to make the requested changes to ads or your website that are requested may result in dismissal from the program and/or affiliate network. Our goal is to work with affiliates (many we have had partnerships with over 8 years!) and make the program mutually beneficial, but at the same time we have to follow FTC regulations and make sure the individuals submitting have proper expectations so that everyone benefits.
* Marketing Restrictions: You cannot quote a settlement percentage. You cannot claim we can settle their debts for a certain percentage of what they owe. If approved for PPC campaigns, you cannot bid on the CuraDebt brand name or domain name (curadebt.com) keywords. You cannot use any variation of curadebt in the domain name. You cannot offer incentives to visitors to fill out the form. You cannot reference this as a government debt relief program. If interested in email marketing, please contact us with more information about your list.
