The CuraDebt Elite Affiliate ProgramWe offer the highest payouts in the industry because we solve the biggest financial problems. CuraDebt is the only company that handles the "Big Three" debt types: Personal Debt (Credit Cards, Loans), Tax Debt (IRS Resolution), and Business / MCA Restructuring (Business Loans).
We have over 23 years of experience, and our fast signup process means your visitors convert into commissions quicker.
Payout Structure (Our Hybrid Model)
We pay you twice per client referred: first for the Verified Lead, and then a big bonus when they enroll.
| Debt Type You Refer | Step 1: Verified Lead Payout | Step 2: Enrollment Bonus | Total You Can Earn |
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| Business / MCA | $75 (Paid Fast!) | $250 | $325 per sale |
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| Tax Debt | $65 | $200 | $265 per sale |
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| Personal Debt | $55 | $150 | $205 per sale |
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Verification Trigger & Payouts
Commissions are moved to "Approved" status once lead intent and debt volume are verified. We pay monthly, and we have not missed a single payout since 2001.
1. Core Lead Qualifications
To qualify for commission, every lead must meet these specific thresholds:
Minimum Debt Volume:
Consumer Debt: $10,000+ unsecured debt.
Tax Relief: $10,000+ IRS or State tax debt.
Business / MCA Relief: $20,000+ business debt.
Lead Integrity: Must be 21+ years old, possess a valid phone number, and be actively seeking debt resolution (not loans or grants).
What is a "Verified Lead"?
You get paid the moment our team confirms the client is real, reachable, and qualified. This includes:
We successfully contacted them, and they are a real person interested in help.
Their debt amount meets the minimum required.
They are serious about solving their debt problem and can afford minimum payments.
2. Regional Serviceability (State Exclusions Apply)
Leads from excluded states will be reversed.
| Service | Accepted States | States Excluded |
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| Debt Relief | All states EXCEPT those listed in the Excluded column. | IL, KS, OR, RI, TN, UT, VI, WV, NH, MI, MN, CO, VA, IA, WA, PA. (PPC-only traffic accepted from the last 8 states.) |
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| Tax Relief | All states EXCEPT those listed in the Excluded column. | PA, PR, MN, IL, OR. |
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| Business / MCA Relief | AL, AK, AZ, AR, CA, DE, DC, FL, GA, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, ND, NE, NJ, NM, NV, NY, NC, OH, OK, PR, RI, SD, TX, UT, VI, WI, WY. | All other states not listed in the Accepted column are excluded. |
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3. Validity & Exclusivity Rules
Database Deduplication: Leads that already exist within the CuraDebt internal database do not qualify for commission.
Verification Process: Leads are approved for payment once our counselors confirm debt volume and program fit via Phone, SMS, or Email.
Reversals: Traffic generated via misleading hooks, duplicate submissions, or unauthorized states will be reversed.
Lead Fraud Prohibition: Any attempt to submit made-up leads (e.g., using the same phone number with different names and falsified information) will result in the immediate rejection of all affected leads and the affiliate’s permanent removal from the program.
Audit Rights: CuraDebt reserves the right to audit lead sources. Fraudulent or test leads result in immediate termination.
4. Strict Marketing Compliance & Prohibitions
Zero Tolerance for Misleading Advertising.
Bait-and-Switch: Affiliates are strictly prohibited from using false hooks or non-existent incentives (e.g., "Free cash if you sign up before 8 PM" or "Government Stimulus Checks").
Misleading Funnels: You may not attract users with "Loans" or "Grants" and redirect them to debt relief. Funnels must accurately represent debt resolution services.
No Incentives: No cash, points, or gift card incentives may be offered for form completions.
Government Representation: Do not claim or imply that CuraDebt is part of a government program or stimulus initiative.
5. PPC & Creative Rules
PPC Branding: No bidding on "CuraDebt" or brand variations. You must use negative matching for brand terms.
Creatives: All websites and ads must be clear, accurate, and pre-approved if they fall outside network-provided banners.
6. Scaling Your Earnings: The Path to Premium
We reward affiliates who deliver quality. If your leads are verifying at a high rate, we will move you up to a premium, custom pricing tier (higher lead payments or a flat fee) so you can scale your earnings confidently.
Initial Audit: Send your first 20–50 leads for a quality and conversion review.
Custom Tiers: Exceptional performers will be transitioned to premium rates.
Passive Income Opportunity
Want to make more? Refer another high-quality affiliate to our program and earn a bonus on their success!
