Lead Requirements
Consumer Debt Relief: Must have at least $10,000 in unsecured debt.
Tax Relief: Must have at least $10,000 in IRS/state tax debt.
Business Debt (MCA Loan Debt Relief): Must have at least $25,000 in business debt.
Must be 21 years or older.
Must have a valid phone number.
Must be actively seeking help with debt.
State & Service Availability
Debt Relief Services
CuraDebt provides services (or referrals to law firms) in all states except: IL, KS, OR, RI, TN, UT, VI, WV.
Paid leads/calls accepted from all states except: NH, MI, MN, CO, VA, IA, WA, PA, IL, KS, OR, RI, TN, UT, VI, WV.
PPC traffic only (pay-per-click) accepted from: NH, MI, MN, CO, VA, IA, WA, PA.
Tax Relief Services
Available in all states except: PA, PR, MN, IL, OR.
Business/MCA Loan Debt Relief
Services offered only in: AL, AK, AZ, AR, CA, DE, DC, FL, GA, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, ND, NE, NJ, NM, NV, NY, NC, OH, OK, PR, RI, SD, TX, UT, VI, WI, WY.
Lead Validity
Invalid Leads Include:
Submissions with false or incomplete information.
Duplicates (same person/email/phone).
Leads with less than the required debt amount.
Leads for services CuraDebt does not offer (e.g., payday loans, mortgages, student loans).
Leads from underage individuals.
Notes:
- If CuraDebt contacts the lead and finds invalid details or no genuine interest, the lead will not qualify.
- Fraudulent submissions may result in immediate deactivation and forfeiture of unpaid leads.
Call & Traffic Rules
Calls must be generated within prescribed business hours (Mon–Fri 9am–6pm EST).
Test leads or self-submitted leads are not allowed.
CuraDebt reserves the right to audit leads for quality and accuracy.
Marketing Restrictions
PPC Campaigns:
No bidding on CuraDebt brand terms (e.g., “curadebt” or “curadebt.com”).
No use of “curadebt” or similar in domain names.
All PPC campaigns must be pre-approved.
Content Restrictions:
Do not claim or imply government affiliation.
Do not claim CuraDebt provides loans.
No quoting settlement percentages or promising specific results.
No incentives may be offered to encourage form submissions.
Ad & Website Approval:
All creatives outside of Awin-provided banners/links must be pre-approved.
Websites must clearly state program requirements, including:
Available states.
$10,000 minimum debt (consumer/tax) / $25,000 (business).
No secured debts (mortgages, car loans, student loans).
Must be employed or have income.
Must be 21+ to apply.
Expect follow-up calls/emails from CuraDebt with a free savings estimate.
Compliance Expectations
Affiliates must follow FTC guidelines and present CuraDebt services accurately.
Misleading funnels (e.g., advertising payday loans, mortgage relief, or government programs, then redirecting to CuraDebt) are prohibited.
CuraDebt may request edits to ads or websites if misleading information is found. Failure to comply may result in dismissal from the program.
Payments
Payments are processed by Awin on their standard payout schedule.
Only approved, validated leads will be included in reporting and payment.
Fraudulent or non-compliant activity will result in withheld payments and possible program removal.