Affiliate Approval:
- All affiliates who apply to the Creditspring affiliate program will undergo Due Diligence Checks and be reviewed prior to a decision being reached.
- To maximise your chance of being accepted, clearly express your relevance and value to our program in your application and only list the URL/URLs that you plan to feature Creditspring on.
- You do not have permission to feature Creditspring on any sites that are not listed in your original application.
- Affiliate sites must be complete and not under construction
- Affiliates are requested not to hard code banners into their sites so that updates made to the creative available through Affiliate Window will automatically have immediate effect
Affiliate compliance & promotional guidelines
ALL PROMOTIONAL CONTENT MUST BE SIGNED OFF BY CREDITSPRING
To protect consumers and comply with FCA financial promotion requirements:
- Affiliates must not use urgency, pressure, or “guaranteed acceptance” language
- Affiliates must not frame Creditspring as a solution for financial emergencies, or debt crises
- Messaging should focus on support, predictability, and transparency, not quick access to cash
- Creditspring should be framed as support for unexpected or essential expenses, not for discretionary or lifestyle spending
Affiliates must include an APR and representative example when:
- Referring to specific borrowing amounts, repayment terms, or costs
- Making comparisons with other credit products
- Using language that could reasonably be interpreted as a credit offer, not just brand awareness
Affiliates are expected to ensure all promotions are clear, fair, and not misleading.
Customer Eligibility & important information
For all Creditspring-related copy:
- Available to UK residents aged 18 years or over
- Subject to eligibility and affordability checks
- Credit approval is not guaranteed
Representative example
Where required, affiliates must use the official representative example provided by Creditspring, without amendment.
Representative example: Total amount of credit £600. Membership Fee (Total cost of credit:) £120, payable in 12 monthly payments of £10. Interest rate 0% p.a (Fixed) Representative 83.1% APR.
PPC
- Creditspring does not allow affiliates to bid on any of their trademarked terms, including miss-spells of our trademarks
- Affiliates are prohibited from using our brand with Generic Terms unless an alternative agreement is in place.
- Please be aware that we carefully monitor paid for search on all competitive keywords and ask for your assistance in this process.
Commissions, Conversion definition & exclusions
Commissions are the standard payments we pay to Affiliates/Publisher for successfully introducing a customer to Creditspring that signs a contract as laid out in our profile.
The Commission Rate shall only be payable by Creditspring to the Publisher/Affiliate for Customers who the Product Provider has accepted, and who have satisfied the following conditions (the “Loan Application Criteria”):
a. the Customer has signed a credit agreement for a Product with Creditspring within 30 days of the introduction being made by the Publisher/Affiliate to Creditspring;
b. the Customer does not withdraw from the credit agreement within the statutory cooling-off period of 14 days;
c. the Publisher/Affiliate is the last credit broker/Introducer to introduce the Customer to the Product Provider (for the avoidance of doubt, Commission Rates shall not become due where a third-party credit broker is the last party to introduce the Customer to the Product Provider)
Regulatory information
Creditspring is a trading name of Inclusive Finance Limited. We’re authorised by the Financial Conduct Authority (Firm reference number: 786052). Our registered office is 86–90 Paul Street, London, EC2A 4NE. We are also registered with the Information Commissioner’s Office (Registration number: ZA252803).
If you have questions, email us at: partnerships@creditspring.co.uk
