Thank you for your interest in K9 Cover
We're very grateful for you time and hope you can mutually benefit from our unique proposition.
Having launched in 2021 we've become an authority in the impaired pet insurance space. You'll find us on some of the larger UK comparison sites - in niche areas which are less dependent on high volume, low-price acquisition.
What does ‘impaired pet' mean?
As humans, we've become familiar with declaring any pre-existing medical conditions when buying travel insurance. It doesn't mean we're ill, it just allows the insurer to calculate whether we're a higher risk than someone without conditions. They're probably the most likely cause of a potential medical claim whilst on holiday, so we wouldn't feel comfortable if they weren't insured.
Well, the opposite is how most pet insurers operate. Most exclude cover for any pre-existing conditions which occurred in the last 2 years or in the dog's lifetime, and those that do cover them usually set a derisory vet fee limit. The trouble is, the vast majority of pets HAVE pre-existing conditions or injuries. The likelihood increases the older they become.
Around 30% of dogs in the UK are insured. That's approximately 3 million. Of these, 70% have a policy which only covers pre-existing conditions if they remain with the existing insurer year after year. So unlike motor and home insurance you can't switch provider without losing a huge chunk of cover. Insurers know this, and inflate renewal premiums accordingly.
K9 offers a solution to these frustrated dog owners. What sets us apart is that we're able to cover most pre-existing conditions in full and up to the vet fee limit from day one. This includes many ongoing conditions, for example certain heart murmurs, epilepsy, and skin conditions. Using clever technology we're able to score these and offer a policy which includes them.
Customer feedback to date has been excellent and we'd love you to help spread the word - and generate income for us both. Our average policy is around £600 allowing us to provide a generous commission.
If reading this you're not quite sure what the big deal is, please take a moment to visit the website (www.k9cover.com) and watch our 2 minute video. Or just ask someone who owns an older dog. We also cover dogs without conditions of course.
Thank you, and we look forward to working with you!
