AA Loans offer unsecured personal loans, they can be used for debt consolidation, car, home improvements etc. The rate is currently 3.3% (from 23rd June 2020) and is provided by Bank of Ireland UK.
Fixed monthly repayments for the duration of the loan
Spread the repayments over 1-7 years
No arrangement or set up fee
Other Loan amounts and terms available. Loan amounts range from £1,000 to £25,000, with terms available from 1-7 years.
To apply for an AA Loan applicants must:
Have been a UK resident for at least 3 years
Be over 21 and no older than 70 when the loan term ends
Have a regular (minimum) annual income of £12,000 (gross). If you are self- employed you must have been employed for a minimum of 2 years
Have a UK based bank or building society current account that can pay direct debits
Ensure that they can meet the repayments, as missed payments incur a charge and could have severe consequences on their ability to obtain future credit
Why Join the AA Loans Affiliate Program?
The AA has been providing loans for over 25 years
30 day cookie period
Banners are available.
Essential provider wording which must be included: AA Loans are provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender.
Representative 8.9% APR. Based on a loan of £4,000 over 3 years, with monthly repayments of £126.37 and total amount repayable of £4,549.32, which includes £549.32 interest at 8.9% fixed.
Important: The rate and fee you're offered will depend on your personal circumstances – including your credit rating. The maximum APR you could receive is 29.9%
Make sure to read our Statement of lender and borrower responsibilities, our Important Information and our Terms and Conditions before you apply.
AA Loans are provided by Bank of Ireland (UK) plc. Bank of Ireland (UK) plc is licensed to operate the ‘AA’ brand as the loan provider for AA Financial Services Limited. Bank of Ireland (UK) plc is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority. Bank of Ireland (UK) plc is incorporated in England and Wales (7022885). Registered Office: Bow Bells House, 1 Bread Street, London EC4M 9BE. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc.
APR stands for annual percentage rate. This is the total charge for the loan including fees and interest expressed as a percentage. The APR you are offered may differ from the representative example displayed. This is because each loan application is assessed on an individual basis and on a number of factors including the information you have provided in your application and data we obtain from credit reference agencies.