Empower is an award-winning mobile app that makes managing your money the easiest thing you do all day. Empower is one of the fastest-growing personal finance apps in the US, with over 650,000 downloads and features in Forbes, NYT and Time Magazine.

Primary Region

United States of America


Attribution Period (Cookie Length)

30 Days

Empower Finance (US) Affiliate Program

Join the Empower Affiliate Program to increase your earnings and reward your customers with one of the fastest-growing, highly-rated personal finance apps in the US.


What is Empower?

Managing your money can be stressful, time-consuming, and confusing. 

Empower is a mobile banking, saving and budgeting app that offers an innovative suite of personal finance solutions, including: automated savings, budgeting and spend tracking, cash advance, interest checking, bill negotiation, and subscription management to enable Americans to make better financial decisions.

Empower is one of the fastest-growing personal finance apps in the US, with over 650,000 downloads to date. Our app has been recognized by Apple in “New Apps We Love”, Time Magazine in “Best Apps of the Year So Far”, Real Simple in "Smart Money Award" and CB Insights in "Fintech 250"​.​ Empower has also been featured in Forbes, The New York Times, TechCrunch and Business Insider.


Why become an Empower Affiliate Partner?

  • Get paid more with Empower: We pay you for every customer who starts a free 14-day trial, rewarding you with a proven commission path that makes the most of your traffic
  • Smooth, fast, easy customer onboarding: Customers love our 90-second, low-maintenance onboarding experience which consistently delivers high conversion rates


What does Empower offer Affiliate Partners?

  • High payout: $5-10 commission for every customer who starts a free 14-day trial
    Note: The other commission structures with $0 in the program are for optimization purposes only unless otherwise discussed. 
  • 30-day cookie period
  • Dedicated account manager
  • Robust and diverse design and content library


Product Details

1. Cash Advance 

  • Safety net → Get up to $250¹ when you’re in a jam, delivered directly to your checking account
  • No money traps → No interest, no late fees, no credit checks
  • Easy repayment → Pay us back automatically when you receive your next direct deposit

¹ Eligibility requirements apply. Free instant delivery is available for eligible Empower Checking Account customers with an activated debit card. Banking services provided by nbkc bank, Member FDIC.

2. Interest Checking Account

  • Save more money → Unlike big banks which charge fees for everything, with Empower there are no account minimums, no overdraft fees, no insufficient funds fees
  • Improve spending habits → Get real-time alerts to track your purchases against pre-set limits
  • ATM benefits → Reimbursement for up to 3 ATM fees per month², with a maximum reimbursement of $10 per ATM withdrawal
  • Earn interest → Everyday income of 0.20% APY³ on all your money

² Reimbursement for up to 3 ATM fees per month, with a maximum reimbursement of $10 per ATM withdrawal.

³ Banking services provided by nbkc bank, Member FDIC. 0.20% Annual Percentage Yield (APY) may change at any time. APY as of Jan 1, 2021. Empower charges an auto-recurring monthly subscription fee of $8 for access to the full suite of money management features offered on the platform. The subscription fee will apply (a) after the 14-day free trial concludes for first-time customers, and (b) immediately for customers returning for a second or subsequent subscription.”

3. Automatic Savings⁴ 

  • Automated and intelligent → Just set your savings target, and we’ll do the rest. We evaluate your income and expenses around the clock to detect when you have excess cash on hand — and we’ll move the right amount into your savings. You don’t have to do any work.
  • Peace of mind → If your expenses are outpacing your income one week, or you don’t have enough money in your checking account, Empower AutoSave will either save a lower amount or nothing at all for you.  
  • Easy and flexible → Withdraw your money anytime or pause the feature anytime (you’re still in control)

 Banking services for new accounts provided by nbkc bank, Member FDIC. 

4. Spend Tracking 

  • Personalized → Create your own budget categories or cherry-pick from ours
  • Flexible → Set weekly or monthly spend limits
  • Holds you accountable → Get real-time alerts on purchases, bills, and subscriptions and how your categories are tracking against your spend limits
  • Provides real insight → Monthly reports that break it all down, like a report card for your money

Categories: Personal finance, spending, saving, budget apps, checking, debit, money management, spend tracking.