Summary of VitalityLife, Serious Illness Cover and Income Protection Insurance Cashback terms and conditions
Cashback Rates
| Premium paid per month | Amount of cashback |
| £250+ | £1,250 |
| £200-£249.99 | £1,000 |
| £150-£199.99 | £850 |
| £100-£149.99 | £650 |
| £90-£99.99 | £625 |
| £80-£89.99 | £550 |
| £70-£79.99 | £500 |
| £60-£69.99 | £425 |
| £50-£59.99 | £350 |
| £40-£49.99 | £300 |
| £30-£39.99 | £225 |
| £25-£29.99 | £200 |
| £20-£24.99 | £150 |
| £15-£19.99 | £125 |
| £10-£14.99 | £75 |
| £5-£9.99 | £50 |
Key Cashback Information
Cashback ‘Good to Know’ Information |
| This offer is only available to customers who take out a VitalityLife, Serious Illness Cover (SIC) or Income Protection (IP) Insurance plan, online or over the phone via TopCashback. |
| This offer/voucher code was correct at the time of publishing. |
| Please also see the Vitality’s standard terms and conditions for purchase as listed on their site: https://adviser.vitality.co.uk/adviser.vitality.co.uk/media-online/advisers/literature/life/personal-protection/policy-documents/personal-protection-lifeonly-plan-provisions.pdf. |
| You must be a UK resident, and aged 18 or over. The maximum age you can take Vitality Life Insurance Plan is 75 years old on your next birthday; 65 years old on your next birthday for a Vitality Serious Illness Insurance Plan and 60 years old on your next birthday for an Income Protection Plan. |
| Cashback is not paid on VAT and any other additional fees. The cashback amount is on the full basket amount. When a minimum spend threshold is required to be eligible for cashback, Vitality does not include the VAT and fees in the total spend amount. |
| If you take out a Life Insurance Plan, Serious Illness Plan and/or Income Protection Plan under this Promotion the value of your monthly premium for each product will be combined for the purposes of calculating your Cashback amount. |
| Cashback can be earned simply by clicking through to Vitality’s hyperlink provided by TopCashback and completing the transaction as you would have if you had visited Vitality’s website directly. |
| Cashback is available on genuine, tracked purchases only. |
| It is important that you check your order summary before purchasing. |
| Purchases from Vitality should appear as pending within 24 hours. They will remain at this status until Vitality confirms the purchase is eligible for cashback. Once this happens your purchase will reach the ‘confirmed’ status on your account. |
| The vast majority of transaction from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a “Missing Cashback” claim within 45 days of the transaction. Please note any Missing Cashback claims made after 45 days of the transaction will not be investigated. |
| Cashback may initially track at a lower or higher rate and update to the correct rate on confirmation. |
| In the event that the offer/voucher code does not work please refer to TopCashback help pages. |
| Cashback is not issues by Vitality. If you have ant queries regarding cashback or payments, please contact TopCashback Customer Support directly and not Vitality. |
| Even though we do our best to keep the information on this page up-to-date, it may be out of date from time to time. |
| Cashback will only track if Vitality can track your purchase to us. This means that you must click the ‘Get Cashback link’, go straight through to Vitality’s website and get a quote in the same session without exiting your internet browser. |
| Vitality reserves all rights to take action (including legal action) as is considered necessary in its sole discretion in order to prevent or redress any fraudulent or otherwise unlawful use of their website. |
| The cashback offered is only available as shown at the time and Vitality reserves the right to withdraw their offering at any time. |
| Cashback rates are subject to change and may increase or decrease at any time. |
Examples of When Cashback is NOT paid |
| If you apply an additional discount that reduces your overall purchase price, this may cause your cashback to be declined or reduced e.g. Voucher codes, student discount, staff discount. |
| If your application for the product is declined by Vitality for any reason you will not be eligible to participate in the promotion. |
| If you participate in any other offer/ promotion that is not covered in the retailer cashback rates. |
| Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts such as staff or student discounts. |
| You will be eligible for your cashback 180 days after your insurance plan start date, provided you haven’t cancelled your insurance plan and your insurance premium is paid in full or payments are fully up to date if paying by Direct Debit. |
| If you have previously held and/or cancelled a VitalityLife, SIC or IP Insurance plan within the last 12 months, you will not be eligible for this offer. |
| Vitality reserves the right to cancel your VitalityLife Insurance plan or your eligibility for cashback should we discover or have a reasonable suspicion that the terms and conditions of this offer are being abused. |
| This offer is limited to one cashback reward per insurance plan sold. |
| To be eligible for the cashback offer, the quote has to be started and completed solely on TopCashback. Any quote obtained through a price comparison site and then completed through TopCashback will not be eligible for the cashback. |
Helpful Information
What is life insurance?
Life insurance, or life cover, is an insurance policy that pays out a lump sum to your loved ones when you die. There's no restrictions on how they can use the money. It can help them cover things like debt repayments and funeral costs.
Our cover gives you peace of mind that your family will be supported after you’re gone, but benefits you, too. You'll get discounts on leading brands to help you live a healthy life, and rewards for getting active.
